Anyone can be a banker with peer-to-peer lending |

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Anyone can be a banker with peer-to-peer lending

29. January 2008, 1:43 Uhr

“For the first three or four days there was nothing, but then we started getting corporate bidders and people who (make loans) for a living”

When Walter Kond needed $25,000 to buy a shipment of home-theater seats for his company to resell, he didn’t go to the bank. via The State

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Free Limewire / P2P

A peer-to-peer (or P2P) computer network relies primarily on the computing power and bandwidth of the participants in the network rather than concentrating it in a relatively low number of servers. P2P networks are typically used for connecting nodes via largely ad hoc connections. Such networks are useful for many purposes. Sharing content files (see file sharing) containing audio, video, data or anything in digital format is very common, and realtime data, such as telephony traffic, is also passed using P2P technology.A pure peer-to-peer network does not have the notion of clients or servers, but only equal peer nodes that simultaneously function as both "clients" and "servers" to the other nodes on the network. This model of network arrangement differs from the client-server model where communication is usually to and from a central server. A typical example for a non peer-to-peer file transfer is an FTP server where the client and server programs are quite distinct, and the clients initiate the download.